What readers say... ?...written with clarity, humor, with sage advice, sometimes with a philosophical foray into the world beyond finances, and often with a fictional example that grabs the imagination.? ?Henry Donaghy, Professor of English ?...turns black ink into black gold...insightful thinking and a wealth of information...Enjoy...and you'll say. ?Wow! I didn't know that!? as I have many times.? ?Martin F. Jue, President MFJ Enterprises "...extremely informative...up-to-date information...useful for my financial planning...recommend to all who are concerned about financial planning and retirement matters.? ?Richard D. Koshel, University Dean, Professor of Physics ?Think money is dull? Read Sacristen...informative: logical...helpful...Best of all...well written and eminently readable...entertaining...Read. Enjoy. And profit. You'll be glad you did.? ?Norma Williamson, Author, Monday People ?Financial planning can be very intimidating, so we procrastinate...easy-to-read examples and descriptions...that simplify financial planning. I encourage everyone to read his book and begin financial planning, now.? ?John E. Forde, Assistant Professor, Communications ?Everyone learns from experience. The wise learn from the experience of others.? ?Democritus