The 12 Days of Financial Freedom: A Step-by-Step Christmas Countdown to Transform Your Finances is the ultimate guide to ending your year with a financial transformation. Designed as a 12-day plan, this book walks you through practical steps to take control of your money, reduce financial stress, and set yourself up for long-term success-all while enjoying the holiday season. From crafting a holiday budget that won't leave you in debt to building an emergency fund, slashing debt, and learning the basics of investing, each day offers simple, actionable advice that anyone can follow. Whether you're a financial novice or simply need a holiday reset, this book provides practical tools to help you regain control of your finances, even during one of the most expensive times of the year. You'll explore the importance of setting clear financial goals, maximizing tax benefits, and creating a sustainable plan for the new year, all wrapped in a festive theme. With easy-to-follow worksheets and real-life examples, The 12 Days of Financial Freedom is your holiday gift to financial empowerment, setting you on the path to a prosperous new year!